Assess the insurance coverage and policy types

Posted: January 20th, 2023

CO5: Assess the insurance coverage and policy types available to homeowners and renters.
Assignment Instructions:
How do auto insurance rates in your state compare with rates in other states? Rates are based partly on the rates of accidents, injuries, and deaths in your state. Look at your state statistics concerning highway fatalities from the National Highway Traffic Safety Administration. What minimum auto insurance must you carry by law in your state? You will find state-by-state minimum car insurance data at The Balance Website. What optional insurance do you carry over the minimum, and why? What do you pay for car insurance, and how can you reduce your premium?
Write a 1-2 page paper. Use the template provided. Follow APA format, including a title page, introduction, conclusion, citations, and a minimum of one scholarly reference (not Wikipedia or Investopedia). See the attached PPT file. Turnitin report of no more than 20% similarity index is required.

Rubric for Research Paper

Outstanding – 20pts
Good  – 15pts
Fair – 10pts
Unacceptable – 5pts

Outline

Excellent section headings, indicative of a steady “flow” to the overall paper. Topics and subtopics clearly indicated.
Professional looking.
Good section headings, indicative to a steady “flow” to the overall paper. Topics clearly indicated, could use more subtopics.
 
Fair section headings, indicative that the paper has “flow”. Topics and subtopics not clearly indicated. Unclear organization of thoughts.
 
Disorganized appearance.
Relevant topics missing or incorrect, paper has no indicative “flow”.
Not professional.

Abstract

Highly informative, complete and easy to understand. Appropriate vocabulary is used.
Abstract makes you want to read the paper.
Informative, complete and understandable. Appropriate vocabulary is used.
Somewhat informative and understandable.
 
Not very informative or understandable.
 

Structure

Thesis is clear, easy to find, and appropriate to the assignment.
Thesis is supported by the rest of the paper.
Paper contains a “roadmap” for the reader.
There is a logical “flow” to the topics/arguments. Conclusion follows clearly from the arguments presented.
Thesis is clear and appropriate.   Thesis fairly well supported.
Paper is fairly well organized.
Conclusion follows from the rest of the paper.
Thesis is fairly clear.
Inconsistent support for thesis. Paper weakly organized. Conclusion is acceptable.
Thesis unclear and/or inappropriate.
Thesis not supported.
Paper is not organized. Conclusion doesn’t follow from the rest of the paper.

Research

The evidence comes from a wide variety of valid sources. The bibliography is complete and reflects appropriate sources.
 
The evidence comes from the minimum valid sources. The bibliography is complete.
Valid sources are inconsistently used.  The bibliography contains minor formatting errors.
 
Multiple sources cited  incorrectly.
Bibliography missing.
 

Critical
Thinki
 
ng
Arguments are pertinent to the topic.
Arguments are logical, supported with evidence. The key arguments have been made – no major points have been left out.
Arguments are
pertinent to the topic.   Arguments are fairly logical and reasonably supported.
Most key arguments have been made.
Arguments are not consistently pertinent, logical, or supported. Few key arguments have been made.
Arguments not pertinent. Arguments rarely, if at
all, logical and supported.
Almost no key arguments have been made.